Georgia parents who have children living with special needs face a million little worries every day. From wondering about their child’s development to fretting about the future, the job can be overwhelming. However, with careful estate planning, most parents can feel well-assured about their child’s continued care in the future.

Supplemental Security Income, Medicaid and even subsidized housing are all important services that many people living with disabilities utilize. However, since these are generally needs-based programs, ensuring the continued qualification even after a child becomes an adult can be tricky. And what about when a parent or other family member passes on, leaving that heir with a sudden influx of money that ultimately kicks the individual off of these services?

A special needs trust can protect the finances of adults living with disabilities. Not only can such a trust safeguard their finances, but the contents are not counted as income. This means that even if a person receives an inheritance, insurance benefits or any other number of financial influxes, they will not lose out on necessary services.

Parents often have the foresight to use their wills to name guardians for their minor children and leave behind inheritances. However, establishing a solid support system for their adult children with disabilities can be more complicated, and leaving an inheritance directly to their child can sometimes do more harm than good. For most people in Georgia, establishing a special needs trust during estate planning is a smart idea for protecting their child’s interests.