Setting up a trust that’s fair and manageable takes a holistic approach that combines your understanding of the law as well as a compassionate understanding of the motivations driving a client’s needs. The clients, Husband and Wife (Mom and Dad), are sitting in front of you. The three of you are discussing how they want their assets distributed upon the

Annuities, like dogs, come in a multitude of breeds. Both pit bulls and poodles can be loyal and trusted companions — if matched with the right person. Finding the right match is likewise key when it comes to annuities. Whether an annuity can be a faithful source of financial support in the client’s retirement depends upon a variety of factors,

For most seniors, the family home is their most important asset and selecting the best ownership option is of critical importance.  A senior may ask these questions.  “Should I give my home to my children now?”  “If I add my children to the title, what happens if they divorce, have creditor problems or become estranged from me?”  “How can I

Of life’s two great certainties, death and taxes, the first is certainly more certain. Some people can avoid taxes by careful planning, others by poverty or evasion. But no one yet has devised a plan to avoid death. Forethought and careful planning, however, can help assure that the decision and circumstances at the end of your life are made by